SR-22 and car insurance in Memphis, TN
Memphis is the county seat of Shelby County and sits on the Mississippi River, home to Graceland and the University of Memphis, with I-40, I-55 and I-240 running through the city.
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How SR-22 works in Memphis
- Your insurance company files the SR-22 with the Department of Safety electronically for you
- Keep the policy active the whole time. If it's canceled, the department mails you a notice and you have 20 days to file a new SR-22 before your license is suspended
- A licensed agent can quote it today and explain your options
All Tennessee SR-22 rules →
Learn about non-owner car insurance →

Local details for Memphis drivers
- County
- Shelby County
- Main highways
- I-40, I-55 and I-240
- Driver Services Center
- Find a Tennessee Driver Services Center
- More Tennessee cities
- SR-22 insurance in Jackson, SR-22 insurance in Nashville
Tennessee driver license offices are Driver Services Centers run by the Department of Safety and Homeland Security. Find one and its hours with the Driver Services locations list.

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Memphis SR-22 questions
Where do I file an SR-22 in Memphis?
You don't file it yourself. Your insurance company files the SR-22 electronically with the Tennessee Department of Safety and Homeland Security. You don't need to visit a Driver Services Center for the filing.
How long do I need an SR-22 in Tennessee?
For the length of your suspension or revocation period. For example, a 1-year revocation means 1 year of SR-22. A new suspension that also needs an SR-22 starts the clock over. Your requirements in the department's e-Services show whether you still need it.
Can I get an SR-22 in Memphis if I don't own a car?
Yes. Tennessee allows a non-owner policy, which covers you when you drive a car you don't own. A licensed agent can quote one today.
Do you have Spanish-speaking agents?
Yes. Switch this page to Español at the top, or call and ask for Spanish.
Tennessee SR-22 and car insurance quotes →
Sources: Tennessee Department of Safety: Financial Responsibility Laws and SR-22 · Tennessee Department of Revenue: minimum liability limits
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