Nebraska SR-22 and car insurance quotes
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How SR-22 works in Nebraska
An SR-22 isn't a type of insurance. It's a certificate your insurance company files with the Nebraska Department of Motor Vehicles (DMV) to prove you carry at least the state minimum coverage. Nebraska usually requires one after a DUI or another conviction where the court revokes your license, a revocation for 12 or more points in under 2 years, or a conviction for driving without proof of insurance. You typically keep it for 3 years from the date you're eligible to reinstate, or from the date of the ticket after a no-insurance conviction.
- Your insurance company or agent files the SR-22 with the Nebraska DMV for you
- Keep the policy active the whole time. If it ends, your insurer notifies the DMV and your license can be suspended until a new SR-22 is on file
- A licensed agent can quote it today and explain your options
Nebraska minimum car insurance
Nebraska requires at least $25,000 for injuries per person, $50,000 per accident and $25,000 for property damage, often written as 25/50/25, plus uninsured and underinsured motorist coverage of $25,000 per person and $50,000 per accident. Your SR-22 policy has to meet at least these limits.
No car? Non-owner SR-22 in Nebraska
If you don't own a car, the Nebraska DMV says to buy a non-owner (operator's) policy, which covers your liability when you drive a car you don't own. Ask the agent whether it fits your situation.
Learn about non-owner car insurance →SR-22 and car insurance across Nebraska
We help drivers anywhere in Nebraska. These cities have their own page with local details, but you don't need one: call or start a quote from wherever you live.
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Nebraska SR-22 questions
Who needs an SR-22 in Nebraska?
The Nebraska DMV usually requires one after a DUI or another conviction where the court revokes your license, a revocation for 12 or more points in under 2 years, or a conviction for driving without proof of insurance. You also need one to hold an ignition interlock, employment or medical hardship permit, and to reinstate after some crash or court judgment suspensions. If you aren't sure, ask the Nebraska DMV or a licensed agent.
How long do I need an SR-22 in Nebraska?
Typically 3 years from the date you're eligible to reinstate, or 3 years from the date of the ticket after a no-insurance conviction. You have to keep it on file even if you move out of Nebraska. If you aren't sure of your dates, ask the Nebraska DMV.
What happens if my SR-22 lapses in Nebraska?
Your insurer has to give you at least 10 days' notice before it cancels, and if the policy isn't reinstated it tells the DMV, which can suspend your license until a new SR-22 is on file. Line up a new SR-22 before you switch companies.
Can I get an SR-22 in Nebraska without a car?
Yes. If you don't own a vehicle, the Nebraska DMV says to buy a non-owner (operator's) policy. A licensed agent can quote one.
Sources: Nebraska DMV: SR-22 for revocations and suspensions · Nebraska Revised Statutes 60-534: minimum limits
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