SR-22 and car insurance in Jackson, TN
Jackson is the county seat of Madison County and home to Union University, with I-40, US-45 and US-70 running through the city.
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How SR-22 works in Jackson
An SR-22 isn't a type of insurance. It's a certificate your insurance company files with the Tennessee Department of Safety and Homeland Security to prove you carry at least the state minimum coverage. Tennessee usually requires one to reinstate your license after a DUI, a refused test, too many points, an accident claim or unpaid judgment from a crash, or another serious driving offense, and you keep it for the length of your suspension or revocation period.
- Your insurance company files the SR-22 with the Department of Safety electronically for you
- Keep the policy active the whole time. If it's canceled, the department mails you a notice and you have 20 days to file a new SR-22 before your license is suspended
- A licensed agent can quote it today and explain your options
Tennessee minimum car insurance
Tennessee requires at least $25,000 for injuries per person, $50,000 per accident and $25,000 for property damage. The property damage minimum was $15,000 until January 1, 2023, when it rose to $25,000. Your SR-22 policy has to meet at least these limits.
No car? Non-owner SR-22 in Jackson
If you don't own a car, Tennessee allows a non-owner policy for your SR-22, which covers your liability when you drive a car you don't own. Ask the agent whether it fits your situation.
Learn about non-owner car insurance →Local details for Jackson drivers
- County
- Madison County
- Main highways
- I-40, US-45 and US-70
- Driver Services Center
- Find a Tennessee Driver Services Center
- More Tennessee cities
- SR-22 insurance in Memphis, SR-22 insurance in Clarksville, SR-22 insurance in Nashville
Tennessee driver license offices are Driver Services Centers run by the Department of Safety and Homeland Security. Find one and its hours with the Driver Services locations list.
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Jackson SR-22 questions
Where do I file an SR-22 in Jackson?
You don't file it yourself. Your insurance company files the SR-22 electronically with the Tennessee Department of Safety and Homeland Security. You don't need to visit a Driver Services Center for the filing.
How long do I need an SR-22 in Tennessee?
For the length of your suspension or revocation period. For example, a 1-year revocation means 1 year of SR-22. A new suspension that also needs an SR-22 starts the clock over. Your requirements in the department's e-Services show whether you still need it.
Can I get an SR-22 in Jackson if I don't own a car?
Yes. Tennessee allows a non-owner policy, which covers you when you drive a car you don't own. A licensed agent can quote one today.
Do you have Spanish-speaking agents?
Yes. Switch this page to Español at the top, or call and ask for Spanish.
Tennessee SR-22 and car insurance quotes →
Sources: Tennessee Department of Safety: Financial Responsibility Laws and SR-22 · Tennessee Department of Revenue: minimum liability limits
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