Get a non-owner car insurance quote from a licensed agent.
No car of your own, but you borrow, rent, or need an SR-22 to get your license back? A non-owner policy can cover you, and a licensed agent can quote it today.
Free call. Call anytime, 7 days a week.
- Liability coverage when you drive a car you don't own
- Non-owner SR-22 filings, and FR-44 where a state requires it
- Keep your insurance history going between cars
- Plain answers on what it covers and what it doesn't
Rather have an agent call you?
Leave your number and one licensed agent will call you, usually within a few minutes.
How it works
Call or send your number
Tap the call button, or leave your number and we'll call you.
Meet your agent
We connect you with a licensed agent who can help in your state.
Compare your options
The agent checks rates from the insurance companies they represent.
You decide
There's no cost to ask and no pressure to buy.
Non-owner car insurance questions
What does non-owner car insurance cover?
It covers your liability when you drive a car you don't own, like a borrowed or rented car. It pays for injuries or damage you cause to other people. It doesn't cover damage to the car you're driving, and it isn't meant for a car in your household that you drive all the time.
Can I get an SR-22 without a car?
Yes. In most states that require an SR-22, a non-owner policy can meet the requirement so you can get your license back. A licensed agent can file it with your state for you.
Does non-owner insurance cost less?
It often costs less than a standard car policy because it doesn't cover a specific car. Your price depends on your state and your driving record.
Is this free?
Yes. There's no charge to talk with an agent or get a quote. You only pay if you decide to buy a policy.
Are you an insurance company?
No. RealAgentQuotes.com connects you with licensed insurance agents. The agent you talk to gives you quotes and can help you buy a policy if you want one.
Will I get a lot of calls?
No. We send your request to one licensed agent at a time, and we don't sell your information to lead lists.
Ready when you are.
A licensed agent is a phone call away. Call anytime, 7 days a week.