SR-22 and car insurance in Provo, UT
Provo is the county seat of Utah County and home to Brigham Young University, with I-15, US-89 and University Parkway running through the city.
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How SR-22 works in Provo
An SR-22 isn't a type of insurance. It's a certificate your insurance company files with the Utah Driver License Division (DLD) to prove you carry at least the state minimum coverage. Utah usually requires one after a conviction for driving without insurance, an accident with an uninsured vehicle registered to you, or a court order for damages from an uninsured accident, and you typically keep it for 3 years from the conviction date.
- Your insurance company or agent files the SR-22 with DLD for you
- Keep the policy active the whole time. If it ends, your insurer notifies DLD and your license can be suspended for the rest of the 3 years
- A licensed agent can quote it today and explain your options
Utah minimum car insurance
For policies issued or renewed since January 1, 2025, Utah requires at least $30,000 for injuries per person, $65,000 per accident and $25,000 for property damage, plus $3,000 of personal injury protection (PIP). Your SR-22 policy has to meet at least these limits.
No car? Non-owner SR-22 in Provo
If you don't own a car, Utah law allows an operator's (non-owner) policy, which covers your liability when you drive a car you don't own. Ask the agent whether it fits your situation.
Learn about non-owner car insurance →Local details for Provo drivers
- County
- Utah County
- Main highways
- I-15, US-89 and University Parkway
- Driver license office
- Find a Utah Driver License Division office
- More Utah cities
- SR-22 insurance in Orem, SR-22 insurance in Springville, SR-22 insurance in Spanish Fork, SR-22 insurance in Lehi
Utah driver license offices are run by the Driver License Division. Find one and its hours with the DLD office list.
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Provo SR-22 questions
Where do I file an SR-22 in Provo?
You don't file it yourself. Your insurance company or agent files the SR-22 with the Utah Driver License Division. You don't need to visit an office for the filing.
How long do I need an SR-22 in Utah?
Typically 3 years from the date of conviction. Your DLD letter sets your exact period.
Can I get an SR-22 in Provo if I don't own a car?
Yes. Utah law allows an operator's (non-owner) policy, which covers you when you drive a car you don't own. A licensed agent can quote one today.
Do you have Spanish-speaking agents?
Yes. Switch this page to Español at the top, or call and ask for Spanish.
Utah SR-22 and car insurance quotes →
Sources: Utah Driver License Division: SR22 insurance · Utah Code 31A-22-304: minimum limits
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