SR-22 and car insurance in Richardson, TX
Richardson is home to the University of Texas at Dallas and the Telecom Corridor, with US 75 and the George Bush Turnpike running through the city.
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How SR-22 works in Richardson
An SR-22 isn't a type of insurance. It's a certificate your insurance company files with the Texas Department of Public Safety (DPS) to prove you carry at least the state minimum coverage. Texas usually requires one after a DWI, a drug offense, driving with an invalid license, or several convictions for driving without insurance, and you keep it for 2 years from your most recent conviction.
- Your insurance company files the SR-22 with DPS for you. DPS can take up to 21 business days to process it
- Keep the policy active the whole time. If it lapses, your license can be suspended again, and you'll need a new SR-22 and a $100 reinstatement fee
- A licensed agent can quote it today and explain your options
Texas minimum car insurance
Texas requires at least $30,000 for injuries per person, $60,000 per accident, and $25,000 for property damage, known as 30/60/25 coverage. Your SR-22 policy has to meet at least these limits.
No car? Non-owner SR-22 in Richardson
If you don't own a car, Texas lets you meet the SR-22 requirement with a non-owner policy. It covers your liability when you drive a car you don't own. Ask the agent whether it fits your situation.
Learn about non-owner car insurance →Local details for Richardson drivers
- County
- Dallas County
- Main highways
- US 75 and SH 190
- Driver license office
- Find a DPS driver license office (by appointment)
- More Texas cities
- SR-22 insurance in Plano, SR-22 insurance in Garland, SR-22 insurance in Dallas, SR-22 insurance in Carrollton
Texas driver license offices are run by DPS and work by appointment. Find one and its hours with the DPS office locator.
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Richardson SR-22 questions
Where do I file an SR-22 in Richardson?
You don't file it yourself. Your insurance company files the SR-22 with Texas DPS, which can take up to 21 business days to process. You don't need to visit an office for the filing.
How long do I need an SR-22 in Texas?
Two years from the date of your most recent conviction. If you file it a year after the conviction, you only need to keep it for one more year.
Can I get an SR-22 in Richardson if I don't own a car?
Yes. Texas allows a non-owner SR-22 policy, which covers you when you drive a car you don't own. A licensed agent can quote one today.
Do you have Spanish-speaking agents?
Yes. Switch this page to Español at the top, or call and ask for Spanish.
Texas SR-22 and car insurance quotes →
Sources: Texas DPS SR-22 FAQ · Texas Department of Insurance auto guide
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