SR-22 and car insurance in Reno, NV
Reno is the county seat of Washoe County and home to the University of Nevada, Reno, with I-80 and I-580 running through the city.
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How SR-22 works in Reno
An SR-22 isn't a type of insurance. It's a certificate your insurance company files with the Nevada Department of Motor Vehicles (DMV) to prove you carry at least the state minimum coverage. Nevada usually requires one after a DUI or other license revocation, a conviction for driving without insurance, or an insurance lapse of 91 days or more on a vehicle registered to you, and you typically keep it for 3 years from the date your license or registration is reinstated.
- Your insurance company or agent files the SR-22 with the Nevada DMV for you
- Keep the policy active the whole time. If it ends, your insurer notifies the DMV, which can suspend your license and registrations, and you may have to start the 3 years over
- A licensed agent can quote it today and explain your options
Nevada minimum car insurance
Nevada requires at least $25,000 for injuries per person, $50,000 per accident and $20,000 for property damage. These limits have been in place since July 1, 2018. Your SR-22 policy has to meet at least these limits and come from a company licensed to sell insurance in Nevada.
No car? Non-owner SR-22 in Reno
If you don't own a car, Nevada law allows an operator's (non-owner) policy, which covers your liability when you drive a car you don't own. Ask the agent whether it fits your situation.
Learn about non-owner car insurance →Local details for Reno drivers
- County
- Washoe County
- Main highways
- I-80, I-580 and US-395
- Driver license office
- Find a Nevada DMV office
- More Nevada cities
- SR-22 insurance in Sparks, SR-22 insurance in Carson City
Nevada driver license offices are run by the Department of Motor Vehicles (DMV), and most need an appointment. Find one and its hours with the DMV office list.
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Reno SR-22 questions
Where do I file an SR-22 in Reno?
You don't file it yourself. Your insurance company or agent files the SR-22 with the Nevada DMV. If you also have a registration to reinstate after a lapse, the DMV handles that part at an office or by fax.
How long do I need an SR-22 in Nevada?
Typically 3 years from the date your license or registration is reinstated, not from the date of the offense. If the policy cancels during that time, you may have to start the 3 years over.
Can I get an SR-22 in Reno if I don't own a car?
Yes. Nevada law allows an operator's (non-owner) policy, which covers you when you drive a car you don't own. A licensed agent can quote one today.
Do you have Spanish-speaking agents?
Yes. Switch this page to Español at the top, or call and ask for Spanish.
Nevada SR-22 and car insurance quotes →
Sources: Nevada DMV: liability insurance and SR-22 · NRS 485.185: minimum limits
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