SR-22 and car insurance in St. Cloud, MN
St. Cloud is the county seat of Stearns County and home to St. Cloud State University, on the Mississippi River, with I-94 and US-10 serving the city.
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How SR-22 and proof of insurance work in St. Cloud
- An authorized representative of your insurance company, not the agent, fills out Minnesota's Insurance Certification form for DVS
- Keep the policy active the whole time. If coverage isn't kept up, DVS can suspend your license and revoke your vehicle registration until a new insurance certificate is on file
- If another state requires an SR-22, for example after a suspension there or because you moved from a state that requires one, a licensed agent can still file it and explain your options
All Minnesota SR-22 rules →
Learn about non-owner car insurance →
Local details for St. Cloud drivers
- County
- Stearns County
- Main highways
- I-94, US-10, MN-15 and MN-23
- Driver license office
- Find a DVS exam station
- More Minnesota cities
- SR-22 insurance in Brooklyn Park, SR-22 insurance in Minneapolis, SR-22 insurance in Duluth, SR-22 insurance in Moorhead
Minnesota driver's license exam stations are run by Driver and Vehicle Services (DVS), part of the Department of Public Safety, and deputy registrars and driver's license agents offer many services too. Find an office or exam station with the DVS locations page.
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St. Cloud SR-22 questions
Where do I file an SR-22 in St. Cloud?
Minnesota doesn't use the SR-22 for its own requirements. If DVS asks for proof of insurance, an authorized representative of your insurance company, not the agent, fills out Minnesota's Insurance Certification form and it goes to DVS by mail or fax, so you don't need to visit an office for it. If another state needs an SR-22, a licensed agent can help you get it filed with that state.
Can I get insurance in St. Cloud if I don't own a car?
Yes. A non-owner's or operator's policy covers you when you drive a car you don't own, and DVS accepts it for its insurance certificate requirement. A licensed agent can quote one today.
Minnesota SR-22 and car insurance quotes →
Sources: Minnesota DVS: Insurance Certification form (PS35016) · Minnesota Statutes 65B.49: minimum limits
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