SR-22 and car insurance in Chicago, IL
Chicago is the most populous city in Illinois and the county seat of Cook County, with I-90, I-94 and I-55 running through the city.
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How SR-22 works in Chicago
- Your insurance company files the SR-22 with the Illinois Secretary of State for you
- Keep the policy active the whole time. If it ends, your insurer notifies the Secretary of State and your license is suspended until a new SR-22 is on file
- A licensed agent can quote it today and explain your options
All Illinois SR-22 rules →
Learn about non-owner car insurance →
Local details for Chicago drivers
At the 2020 census, Chicago had 2,746,388 residents, and it's the county seat of Cook County. No license right now? CTA runs buses and the subway around Chicago, so you can still get to work and court dates while your SR-22 gets sorted out. Traffic tickets and most misdemeanor DUI cases from Chicago are handled by the Circuit Court of Cook County.
- County
- Cook County
- Main highways
- I-90, I-94, I-55 and I-290
- Driver license office
- Find an Illinois Secretary of State DMV
- More Illinois cities
- SR-22 insurance in Naperville, SR-22 insurance in Joliet, SR-22 insurance in Aurora, SR-22 insurance in Waukegan
Illinois driver license offices are run by the Illinois Secretary of State, which calls them DMVs. Find one and its hours with the Secretary of State DMV finder.
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Chicago SR-22 questions
Where do I file an SR-22 in Chicago?
You don't file it yourself. Your insurance company sends the SR-22 to the Illinois Secretary of State, and processing can take up to 30 days. You'll get a copy from your insurer and a letter from the Secretary of State. You don't need to visit a DMV for the filing.
Can I get an SR-22 in Chicago if I don't own a car?
Yes. Illinois law allows an operator's (non-owner) policy, which covers you when you drive a car you don't own. A licensed agent can quote one today.
How can I get around Chicago without a license?
CTA runs buses and the subway around Chicago. Many drivers use it to get to work and court dates while a licensed agent sets up the SR-22 they need to get their license back.
Illinois SR-22 and car insurance quotes →
Sources: Illinois Secretary of State: Financial Responsibility (SR-22) Insurance · 625 ILCS 5/7-317: minimum limits and operator's policies
Local sources: Chicago Transit Authority · Circuit Court of Cook County · Circuit Court of Cook County
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