SR-22 and car insurance in Post Falls, ID
Post Falls sits on the Spokane River between Coeur d'Alene and the Washington state line, with I-90 and SH-41 running through the city.
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How SR-22 works in Post Falls
An SR-22 isn't a type of insurance. It's a certificate your insurance company files with the Idaho Transportation Department (ITD) to prove you carry at least the state minimum coverage. Idaho usually requires one after a conviction that suspends your license, such as DUI, reckless driving or leaving the scene of an injury crash, or after a conviction for driving without insurance. After a suspension you typically keep it for 3 years, starting the day the suspension ends.
- Your insurance company or agent files the SR-22 with ITD for you
- Keep the policy active the whole time. If it ends, your insurer notifies ITD and your license can be suspended until you file a new SR-22 for the rest of your period
- A licensed agent can quote it today and explain your options
Idaho minimum car insurance
Idaho requires at least $25,000 for injuries per person, $50,000 per accident and $15,000 for property damage. Your SR-22 policy has to meet at least these limits.
No car? Non-owner SR-22 in Post Falls
If you don't own a car, Idaho law allows an operator's (non-owner) policy, which covers your liability when you drive a car you don't own. Ask the agent whether it fits your situation.
Learn about non-owner car insurance →Local details for Post Falls drivers
- County
- Kootenai County
- Main highways
- I-90 and SH-41
- Driver license office
- Find an Idaho driver's license office
- More Idaho cities
- SR-22 insurance in Coeur d'Alene, SR-22 insurance in Boise
In Idaho, driver's license offices are run by each county's sheriff's office. Find one and its hours with the ITD office list.
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Post Falls SR-22 questions
Where do I file an SR-22 in Post Falls?
You don't file it yourself. Your insurance company or agent files the SR-22 electronically with the Idaho Transportation Department. You don't need to visit an office for the filing.
How long do I need an SR-22 in Idaho?
After a suspension, typically 3 years starting the day the suspension ends. A first conviction for driving without insurance needs 1 year.
Can I get an SR-22 in Post Falls if I don't own a car?
Yes. Idaho law allows an operator's (non-owner) policy, which covers you when you drive a car you don't own. A licensed agent can quote one today.
Do you have Spanish-speaking agents?
Yes. Switch this page to Español at the top, or call and ask for Spanish.
Idaho SR-22 and car insurance quotes →
Sources: Idaho Transportation Department: driver records, suspensions and SR22 · Idaho Code 49-117: minimum limits
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